Working Together
You are unique
Our discovery process is where we begin with each client. Don't settle for a financial plan or investment strategy that is ordinary. Every detail matters which is why we first spend most of our time getting to know you & your family.
All discovery meetings are complimentary.
Certification Matters
You wouldn't trust your dentist to perform heart surgery. Now more than ever, clients are inundated with conflicting opinions about financial decisions from bankers, insurance agents, brokers, accountants and even attorneys. (Not to mention golf buddies)
"Financial planning" means more than just products. Bringing all the pieces of your financial life together is a challenging task.
What to expect
Provident Financial Planning is a boutique flat fee-only Registered Investment Advisor providing easy-contact trustworthy advice for high net worth families. You can expect quarterly meetings at our office, your office or virtually.
Core Beliefs
All relationships are built on trust
Going back to some clients we have worked with for many years, the common theme was that they proceeded with the plan because it made sense; but more importantly, because they trust us.
The IRS is not your favorite 501(c)(3) charity
Taxes paid each year are a summation of lots of little decisions you control 365 days a year. We dig deep into taxes to help you avoid Uncle Sam digging deep into your pockets.
Every path is different
Like Robert Frost, clients all have decisions. Which will you choose?
Two roads diverged in a wood, and I—
I took the one less traveled by,
And that has made all the difference.
Differentiators
Fiduciary Advice
We act as a fiduciary for every client in all situations. This means we have ongoing obligation to ensure our advice continues to be the best advice for you as life changes. We provide advice & recommendations, not just guidance.
Conflict of Interest?
Our advice includes your real estate, bank accounts, private business interest, pensions and beneficial interest in irrevocable trusts. Large investment companies only provide "guidance" in these areas if they even talk about them. Our fee isn't tied to where you keep your accounts or how your money is invested.
Because of this difference, we have encouraged clients to sell investments to buy lake homes, repurchase the family estate & fund private businesses.
Experience the Difference
When you work with Provident Financial Planning, you always work with one advisor. Our objective is to streamline the process of getting stuff done. You avoid the big-company feeling of retelling your story & getting transferred from department to department only to be transferred again.